![]() ![]() What happens after the delayed payment period? To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now Pay Later” and allocate your payment to the specific item(s) you wish to pay off. How do I make a Buy Now Pay Later payment? Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable. Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period. This can be done in one full payment or multiple partial payments. You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. Your interest rate is personal to you and will be detailed in checkout. This calculation factors in the planned payments that are requested during the repayment period. Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. Interest will be charged for the delayed payment period and the chosen repayment period. A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more. You can choose: A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). Authorised and regulated by the Financial Conduct Authority.īuy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Payment options are selectable in checkout along with the cost breakdown, just click on the item description. Interest is charged at your account rate for this payment option.Pay over 156 weeks (3 years) for orders over £99.Pay over 104 weeks (2 years) for orders over £50.Lower monthly payments by taking longer to pay.Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period.Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.Delay payment for 12 months when you spend £50 or more.Interest free credit is available on all insurance products.52 weeks interest free credit available on items over £250.20 weeks interest free credit available on all items.If after reading the information above, this policy meets your demands and needs, you can select below. Shop Direct Finance Company will receive a commission from the Insurer for arranging and administering your Insurance policy. Please remember to check if your item is already covered by another insurance policy and be aware that if you choose to register your product for any additional extended warranty cover offered by the product manufacturer, it could lead to some duplication of cover. The full list of benefits and exclusions can be found in the policy Terms and Conditions. Littlewoods Protect - Repair insurance excludes some situations including not following the manufacturer's instructions and wilful neglect. It's easy to make a claim through the online claims portal.Īdditional information can be found in the Insurance Product Information Document (IPID) Would you be lost without this electrical product? If your product can't be repaired, it will be replaced with no excess to pay. Littlewoods can help protect your purchases when it matters most.Ĭould you do without a costly repair if this product broke? Littlewoods Protect - Repair covers accidental damage from day one and breakdown after the manufacturer's warranty ends, all with unlimited repairs and no excess to pay. ![]()
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